Autumn 2009 Newsletter Contents Tin Hats Required Trust In Money Beat The Hike Expenses A - Z On The Job Training Pay In Lieu Pension Pot Opportunity Knocks ISAy ISAy ISAy Fair Exchange? Scrappage The Value Of IR35 Loss And Profit End Of The Holidays Da Vinci Or PAYE? Last Orders Foreign Peril Quadruple Entry It's A Date All Change Good Health! O Lucky Man! Be Prepared An Inspector Calls SA Or Not SA? Now You're Asking I Only Work Here You Want It When? Dirty Laundry? No Smoke Without Fire Corporate Manslaughter

ISAy ISAy ISAy From 6 October 2009, anyone who will be 50 in the current tax year - by 5 April 2010 - can invest £10,200 in a tax-free ISA for 2009/10. The limit goes up from its previous £7,200pa for everyone else in 2010/11. Up to £5,100 can be invested in a cash account; the rest will have to be invested in stocks and shares.